Helping Sellers Overcome the Media Blitz

Finding Buyers to purchase properties

A market correction was inevitable. Homes have been appreciating at rates that were not sustainable for a long period of time. Low mortgage rates and incredibly generous qualifying ratios have turned many renters into homeowners earlier than they would normally have purchased. Just like all good things, this one is coming to an end.

Does that mean nobody will be buying or selling homes? NO. It means homes will not appreciate at the rate they have for the past 4-6 years. It also means that the marketplace needs to re-balance and rid itself of excess inventories. It means mortgage companies will need to tighten up qualifying ratios in order to shore-up foreclosures in their lending portfolios. In the short-term, that means a price leveling with many areas seeing home values fall back from an all time high last year. It means a lack of 1st time buyers as those who have not purchased either increase their wages or correct credit issues. After that, we'll see a more balanced inventory with more sustainable appreciation rates.

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Minnesota REALTORS® Dental Plan Launched

Saving Money On Your Smile Just Got Easy!

We want to help you get a healthier smile and save money in the process. Through an exclusive partnership with DentalPlans.com, the largest online provider of discount dental plans, the Minnesota Association of Realtors is proud to offer you a unique opportunity to save money on quality dental care for you and your family. Save on your dental care needs with a discount dental plan, an affordable and easy-to-use alternative to costly dental insurance.

As an added benefit, you can save 10% on the discount dental plan of your choice by using coupon code MNAR10 to join. Plus, for a limited time only, receive 3 additional months for FREE by taking advantage of this exclusive offer! Discover the advantages of discount dental plans:

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Why Do Businesses Fail?

As real estate licensees most of you are generally organized as an Independent Contractor under the guidance and watchful eye of a real estate broker. This means that although the broker may have rules and policies, you are fundamentally a small business operating under the broker.

That means you should have a business plan. As an independent contractor the plan gives you direction on what you need to do, what your goals are and helps you decide how to spend your time and resources.

As we enter the Fall market, it's a good time to review what you have done and what you are planning to do for the upcoming year. Below is a list of reasons that businesses - small like yours or large like WalMart - fail. We thought this would give you a good guide by which to measure your plan, determine whether you're pursuing activities that will help you succeed or perhaps it is time to decide if you should make a career adjustment before paying your annual REALTOR® dues.

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